Washington - 2016

Final Grade

Financial Knowledge

D-

62.02%

Credit

B+

88.24%

Savings and Spending

B

85.16%

Retirement Readiness and Other Investing

C+

77.47%

Protect and Insure

B-

80.63%

Financial Knowledge

Mean number of correct answers

C

75.88%

Offered financial education and participated

F

56.18%

Levels of High School Financial Education

F

55%

Credit

General Credit

A

93.17%

Housing Credit

C+

77.9%

Auto Credit

A-

90.02%

Credit Card

B-

81.76%

Student Loan

C-

71.79%

Other Credit

B-

80.07%

General Credit

Vantage Scores

B+

87.14%

On Time Payers

A-

90.89%

Prime Credit

A

93.83%

Inclusion in Credit Economy

B

85.5%

Revolving Credit

A

93%

Utilization

B+

87.64%

Bankruptcy

B-

80.47%

Share Past Due

A+

97.45%

Debt Burden

C+

78.57%

Highest Tier Credit

A-

91.56%

Housing Credit

Loan to Value Ratios

B+

87.84%

Equity Rich

C+

78.75%

Homeownership Rates

C

75.39%

Mortgage Delinquency Rates

A-

92.35%

Foreclosure Rates

A-

91.98%

Have a Mortgage

D+

69.95%

High Cost to Homeowners

C-

71.48%

High Cost to Renters

C

74.11%

Seriously Underwater Mortgages

A-

92.17%

Mortgage balance as a proportion of household income

C

76.98%

Auto Credit

Auto Loan as Portion of Household Income

B

86.38%

Auto Loan Delinquencies

A+

100%

Percent of Auto Loans

B+

87.85%

Impact of Auto Insurance Premiumes on Credit Scores

B-

82.66%

Credit Card

Always Paid Credit Card Bills In Full

B-

81.45%

Carried Balance on Credit Card with Interest Charged

C+

78.66%

Made only Minimum Monthly Payments on Credit Card

C-

70.71%

Credit Card Delinquencies

A

95.91%

Average Credit Card Balance as a Percent of Median Household Income

B

83.3%

Student Loan

Graduates with Student Debt

B-

82%

Average Debt Balance

B-

82.22%

Calculated monthly Payments Prior to Borrowing

B+

87.37%

Never Made a Late Payment on your Student Loan

F

59.77%

Other Credit

Unpaid Medical Bills

C

74.99%

Used Alternative Borrowing

D

66.35%

Took a Loan from a Retirement Account

A-

91.35%

Delinquency of Unsecured Personal Loans

A-

91.65%

Balance of Unsecured Personal Loans as a Percent of Household Income

B+

87.94%

Savings and Spending

Spend less than Income

C-

70.76%

Does not have an emergency fund

B-

82.91%

Unbanked

A-

92.14%

Underbanked

B

86.34%

Saving for Children's College

C+

77.76%

Overdraws checking account occasionally

B-

80.01%

Could come up with $2,000 in an emergency

C

76.85%

Has a household budget

C+

79.42%

Has Taken a Hardship Withdrawal from Retirement Account

C-

71.23%

Retirement Readiness and Other Investing

Access to a Retirement Plan

A

94.38%

Take Up Rate of Retirement Plans

C

75.35%

Tried to Figure Out how much needed for retirement

C

73.86%

Amount of Income residents will be able to replace in retirement

C

76.4%

Percent of residents who count on social security for 90+ of their retirement income

A

93%

Invests Outside of Retirement Accounts

C+

79.26%

Protect and Insure

Percent without Health Insurance

B

83.2%

Average Face Amount of Life Insurance

B+

88.13%

Uninsured Motorists

C

75.05%