Nevada - 2016

Final Grade

Financial Knowledge

C-

71.87%

Credit

D+

67%

Savings and Spending

B

85.3%

Retirement Readiness and Other Investing

F

57.87%

Protect and Insure

C+

78.46%

Financial Knowledge

Mean number of correct answers

C

73.09%

Offered financial education and participated

D+

68.43%

Levels of High School Financial Education

C

75%

Credit

General Credit

D

65.91%

Housing Credit

F

55%

Auto Credit

C+

77.93%

Credit Card

C-

71.5%

Student Loan

A

93.95%

Other Credit

C

74.97%

General Credit

Vantage Scores

F

58.57%

On Time Payers

D+

68.25%

Prime Credit

D-

62.98%

Inclusion in Credit Economy

D

64.67%

Revolving Credit

B

85.69%

Utilization

C-

72.96%

Bankruptcy

C-

72.83%

Share Past Due

B

83.02%

Debt Burden

F

55.71%

Highest Tier Credit

D

66.25%

Housing Credit

Loan to Value Ratios

D+

67.16%

Equity Rich

D-

62.67%

Homeownership Rates

F

56.41%

Mortgage Delinquency Rates

C

75.4%

Foreclosure Rates

B

85.62%

Have a Mortgage

D-

62.79%

High Cost to Homeowners

C-

70.74%

High Cost to Renters

C

75.32%

Seriously Underwater Mortgages

F

55%

Mortgage balance as a proportion of household income

C

76.24%

Auto Credit

Auto Loan as Portion of Household Income

C

75.43%

Auto Loan Delinquencies

B

83.02%

Percent of Auto Loans

B

83.24%

Impact of Auto Insurance Premiumes on Credit Scores

B-

81.93%

Credit Card

Always Paid Credit Card Bills In Full

C

75.93%

Carried Balance on Credit Card with Interest Charged

C-

70.12%

Made only Minimum Monthly Payments on Credit Card

B-

81.43%

Credit Card Delinquencies

D+

68.15%

Average Credit Card Balance as a Percent of Median Household Income

C

73.8%

Student Loan

Graduates with Student Debt

A+

100%

Average Debt Balance

A

96.1%

Calculated monthly Payments Prior to Borrowing

B-

82.42%

Never Made a Late Payment on your Student Loan

C

74.87%

Other Credit

Unpaid Medical Bills

B-

82.11%

Used Alternative Borrowing

D-

62.43%

Took a Loan from a Retirement Account

B-

82.56%

Delinquency of Unsecured Personal Loans

C+

79.34%

Balance of Unsecured Personal Loans as a Percent of Household Income

A-

91.9%

Savings and Spending

Spend less than Income

D+

69.96%

Does not have an emergency fund

B

85.05%

Unbanked

C+

78.57%

Underbanked

C-

71.27%

Saving for Children's College

C+

79.51%

Overdraws checking account occasionally

B-

80.24%

Could come up with $2,000 in an emergency

C

74.42%

Has a household budget

A-

92.16%

Has Taken a Hardship Withdrawal from Retirement Account

B+

87.02%

Retirement Readiness and Other Investing

Access to a Retirement Plan

D

64.38%

Take Up Rate of Retirement Plans

F

55%

Tried to Figure Out how much needed for retirement

C-

71.11%

Amount of Income residents will be able to replace in retirement

A-

91.91%

Percent of residents who count on social security for 90+ of their retirement income

C

76%

Invests Outside of Retirement Accounts

D+

68.21%

Protect and Insure

Percent without Health Insurance

D

66.11%

Average Face Amount of Life Insurance

A-

92.81%

Uninsured Motorists

B

83.02%