Missouri - 2016

Final Grade

Financial Knowledge

B

84.43%

Credit

C

75.51%

Savings and Spending

C

73.58%

Retirement Readiness and Other Investing

C

76.38%

Protect and Insure

C-

72.31%

Financial Knowledge

Mean number of correct answers

C

75.41%

Offered financial education and participated

C+

77.75%

Levels of High School Financial Education

A

95%

Credit

General Credit

C

76.49%

Housing Credit

C+

78.21%

Auto Credit

C

73.9%

Credit Card

D+

69.9%

Student Loan

C+

77.61%

Other Credit

D+

68.55%

General Credit

Vantage Scores

C

75.71%

On Time Payers

C

74.33%

Prime Credit

B-

80.95%

Inclusion in Credit Economy

C

76.2%

Revolving Credit

C+

79.33%

Utilization

C+

79.72%

Bankruptcy

C

76.23%

Share Past Due

B

83.87%

Debt Burden

D

65.71%

Highest Tier Credit

C

74.69%

Housing Credit

Loan to Value Ratios

D

63.51%

Equity Rich

D-

62.55%

Homeownership Rates

B+

87.58%

Mortgage Delinquency Rates

A-

91.2%

Foreclosure Rates

A

96.52%

Have a Mortgage

B-

81.46%

High Cost to Homeowners

B

83.15%

High Cost to Renters

C+

78.71%

Seriously Underwater Mortgages

C

75%

Mortgage balance as a proportion of household income

A

93.02%

Auto Credit

Auto Loan as Portion of Household Income

C+

77.8%

Auto Loan Delinquencies

B-

82.22%

Percent of Auto Loans

C-

70.46%

Impact of Auto Insurance Premiumes on Credit Scores

C

74.55%

Credit Card

Always Paid Credit Card Bills In Full

D+

67.09%

Carried Balance on Credit Card with Interest Charged

C

73.3%

Made only Minimum Monthly Payments on Credit Card

D+

68.5%

Credit Card Delinquencies

B

83.34%

Average Credit Card Balance as a Percent of Median Household Income

C-

70.92%

Student Loan

Graduates with Student Debt

B-

80.5%

Average Debt Balance

C+

79.07%

Calculated monthly Payments Prior to Borrowing

B

85.31%

Never Made a Late Payment on your Student Loan

C+

77.53%

Other Credit

Unpaid Medical Bills

D

65.51%

Used Alternative Borrowing

D

63.49%

Took a Loan from a Retirement Account

B

85.29%

Delinquency of Unsecured Personal Loans

C-

70.79%

Balance of Unsecured Personal Loans as a Percent of Household Income

A

95.74%

Savings and Spending

Spend less than Income

D

66.88%

Does not have an emergency fund

D

63.84%

Unbanked

C

75%

Underbanked

C+

79.91%

Saving for Children's College

C

73.99%

Overdraws checking account occasionally

C

73.08%

Could come up with $2,000 in an emergency

D+

69.06%

Has a household budget

D

64.17%

Has Taken a Hardship Withdrawal from Retirement Account

B

83.59%

Retirement Readiness and Other Investing

Access to a Retirement Plan

B+

88.75%

Take Up Rate of Retirement Plans

A+

100%

Tried to Figure Out how much needed for retirement

D+

67.27%

Amount of Income residents will be able to replace in retirement

B-

80.78%

Percent of residents who count on social security for 90+ of their retirement income

B

84.75%

Invests Outside of Retirement Accounts

D+

67.01%

Protect and Insure

Percent without Health Insurance

C

76.08%

Average Face Amount of Life Insurance

C-

72.97%

Uninsured Motorists

B-

80.36%