Is a high school course with personal finance concepts required to be taken as a graduation requirement? Yes, West Virginia requires students to take a full-year course, called Civics for the Next Generation. See: West Virginia High School Graduation Requirement.
In August 2016, West Virginia updated the College and Career Readiness standards for Social Studies. There are 45 social studies, economics, personal finance and geography learning objectives in Civics for the Next Generation, 10 of which relate to personal finance. Based on this information, we estimate that students receive approximately 27 hours of instruction in personal finance, which is nearly double the number of hours previously estimated. See: West Virginia Economics and Personal Finance Strands (pages 44-45). In the Center for Financial Literacy's 2015 National Report Card, only 12% of the course was dedicated to personal finance standards; that has been increased to 23%.
Students who take an AP Government course are not required to take Civics for the Next Generation. See: West Virginia High School Graduation Requirements. It is not clear how West Virginia measures student achievement in financial literacy.