Is a high school course with personal finance concepts required to be taken as a graduation requirement? No, a specifically identified course with personal finance concepts is not a graduation requirement. Oregon requires three credits of social sciences for graduation but does not identify required courses. See: Oregon High School Graduation Credit Requirements.
Oregon has identified competencies that are required for graduation for each subject area, including social sciences. Personal finance standards are embedded for grades Kindergarten through 12 in the social sciences standards. While there are no specific courses required for high school, there is an expectation that students are competent in these areas prior to graduation. See: Oregon Social Sciences Standards (page 17 of high school standards).
It is not clear how Oregon measures student achievement in financial literacy, since the social sciences assessment is optional, or how the state monitors local school district implementation of the financial literacy education requirement.