Is a high school course with personal finance concepts required to be taken as a graduation requirement? Yes, North Dakota requires that students take either a full-year course in problems of democracy or a half-year course in government plus a half-year course in economics in order to graduate. Individual school districts may require a stand-alone personal finance course in lieu of including personal finance in the aforementioned courses. See: North Dakota High School Graduation Requirements (pages 2 and 3).
North Dakota requires each school district to ensure that its curriculum for either economics or problems of democracy includes personal finance concepts. However, we cannot find curriculum standards for these two courses on the Academic Content Standards list maintained by the North Dakota Department of Public Instruction's website and, therefore, are unable to estimate the number of hours students are required to receive instruction on personal finance concepts. See: North Dakota Rule on Personal Finance (page 11).
It is not clear how North Dakota measures student achievement in financial literacy or how the state monitors local school district implementation of the financial literacy education requirement.