Kentucky - 2023

Final Grade

C

Projected Grade

B

Graduation Requirements

Is a high school course with personal finance concepts required to be taken as a graduation requirement? No, Kentucky does not require school districts to offer a stand-alone personal finance course, nor are personal finance topics embedded in another course required for graduation.

Projected Grade Narrative

Grade B for the Class of 2024. It is a graduation requirement for students to successfully complete one or more courses or programs in financial literacy, beginning with students entering grade 9 in the academic year 2020–2021 (the Class of 2024). Local school districts determine how financial literacy will be taught to students, consistent with the approved academic standards. The Department of Education (DOE) has indicated that students can meet the requirement for financial literacy in a variety of ways: (i) as a business or family and consumer sciences pathway; (ii) as a math credit; (iii) districts may partner with postsecondary institutions to offer a dual credit or articulated credit course; (iv) schools may develop a program or a combination of course offerings in a variety of instructional formats (e.g., modules, online learning); or (v) schools implement the standards systematically by section through academic advising or enrichment sessions.

High School Education Standards

The Kentucky high school academic standards contain the minimum required standards that all students should have the opportunity to learn before graduating from high school. The standards address what is to be learned but do not address how learning experiences are to be designed or what resources should be used. That is left to local school districts to decide. For classes that graduate prior to 2024, Kentucky requires high school students to obtain vocational studies instruction, which includes personal finance concepts.

Extra Credit

The DOE website includes financial literacy resources for educators to use in their classrooms.

Caveat

It is not clear how Kentucky measures student achievement in financial literacy or how the state monitors local school district implementation of the financial literacy education requirement.

Year Of Projected Grade

2024